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Stripe

Stripe

SaaS & Developers

VS

CommerceGate

Online merchants, platforms and PSPs, particularly EU-based businesses, that want to accept cards and local payment methods in Brazil and other Latin American markets.

CommerceGate
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

16 shared

4 unique to Stripe · 12 unique to CommerceGate
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 32 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
CommerceGate CommerceGate
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
CommerceGate leads (28 vs 20)
Ach Unique
✓
—
Affirm
✓
✓
Afterpay
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bitcoin Unique
—
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners
✓
✓
Discover
✓
✓
Elo Unique
—
✓
Ethereum Unique
—
✓
Google Pay
✓
✓
Hipercard Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal
✓
✓
Pix Unique
—
✓
Samsung Pay Unique
—
✓
Sepa
✓
✓
Spei Unique
—
✓
Stablecoin
✓
✓
Unionpay
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with CommerceGate
Need Enterprise
Not available with CommerceGate
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
CommerceGate doesn't cover these regions
View Stripe

CommerceGate is best when you...

Online merchants, platforms and PSPs, particularly EU-based businesses, that want to accept cards and local payment methods in Brazil and other Latin American markets.
View CommerceGate

Frequently Asked Questions

What is the difference between Stripe and CommerceGate?
They share 16 payment methods and 0 regions. Stripe adds ACH, Contactless, Credit Card and 1 more that CommerceGate does not list; CommerceGate adds Alipay, Bitcoin, Boleto and 9 more that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or CommerceGate?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; CommerceGate has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and CommerceGate?
Stripe lists 7 regions and 20 payment methods; CommerceGate lists 0 and 28. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and CommerceGate compare on integration and settlement?
Stripe offers a sandbox, CommerceGate does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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