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Stripe

Stripe

SaaS & Developers

VS

Computop

German enterprise

Computop
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

11 shared

9 unique to Stripe · 4 unique to Computop
On settlement

Stripe settles in 2–4 business days; Computop settles in 2–3 business days. Verify directly with each provider before signing.

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6 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Computop Computop
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
1997
Headquarters
South San Francisco, California
Bamberg, Germany
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 15)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners
✓
✓
Discover
✓
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal
✓
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Computop
Need Instant Payout
Not available with Computop
Want coverage in Africa, Latin America, Middle East, Oceania
Computop doesn't cover these regions
View Stripe

Computop is best when you...

German enterprise
View Computop

Frequently Asked Questions

What is the difference between Stripe and Computop?
Stripe is best for SaaS & Developers, while Computop is best for German enterprise. Stripe charges 2.9% + $0.30 and Computop charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Computop?
Stripe charges 2.9% + $0.30 while Computop charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Computop together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Computop can complement each other.
How do Stripe and Computop differ in their focus?
Stripe is focused on SaaS & Developers, while Computop focuses on German enterprise. They serve different market segments with different strengths.

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