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Stripe

Stripe

SaaS & Developers

VS

Concardis (Nets)

German Merchant Acquiring

Concardis (Nets)
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

7 shared

13 unique to Stripe · 1 unique to Concardis (Nets)
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Concardis (Nets) Concardis (Nets)
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2009
Headquarters
South San Francisco, California
Eschborn, Germany
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 8)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Giropay Unique
—
✓
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Concardis (Nets)
Need Instant Payout
Not available with Concardis (Nets)
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Concardis (Nets) doesn't cover these regions
View Stripe

Concardis (Nets) is best when you...

German Merchant Acquiring
View Concardis (Nets)

Frequently Asked Questions

What is the difference between Stripe and Concardis (Nets)?
They share 7 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 10 more that Concardis (Nets) does not list; Concardis (Nets) adds Giropay that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Payout and 3 more.
Which is cheaper, Stripe or Concardis (Nets)?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Concardis (Nets) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Concardis (Nets)?
Stripe lists 7 regions and 20 payment methods; Concardis (Nets) lists 1 and 8. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Concardis (Nets) compare on integration and settlement?
Stripe offers a sandbox, Concardis (Nets) does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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