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Stripe

Stripe

SaaS & Developers

VS

Divvy

Corporate card + expense management for US SMBs

Divvy
Fees from
2.9% + $0.30 vs Free software; card revenue via interchange
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 1 unique to Divvy
On fees

Stripe publishes 2.9% + $0.30 from. Divvy publishes Free software; card revenue via interchange from. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Divvy Divvy
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Free software; card revenue via interchange
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2016
Headquarters
South San Francisco, California
Draper, UT, US
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Divvy
Need Instant Payout
Not available with Divvy
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Divvy doesn't cover these regions
View Stripe

Divvy is best when you...

Corporate card + expense management for US SMBs
View Divvy

Frequently Asked Questions

What is the difference between Stripe and Divvy?
Stripe is best for SaaS & Developers, while Divvy is best for Corporate card + expense management for US SMBs. Stripe charges 2.9% + $0.30 and Divvy charges Free software; card revenue via interchange. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Divvy?
Stripe charges 2.9% + $0.30 while Divvy charges Free software; card revenue via interchange. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Divvy together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Divvy can complement each other.
How do Stripe and Divvy differ in their focus?
Stripe is focused on SaaS & Developers, while Divvy focuses on Corporate card + expense management for US SMBs. They serve different market segments with different strengths.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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