Stripe
SaaS & Developers
VS
Eupago
Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
Fees from
1.5%–3.15% + 1.8 SEK vs Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.
Features
0 shared
6 unique to Stripe
Regions
0 shared
7 unique to Stripe
Pay methods
4 shared
16 unique to Stripe · 6 unique to Eupago
Still evaluating?
Get matched to the right provider in 90 seconds.
2-minute quiz
Still deciding? Find your perfect match.
Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.
Find my matchFree. Takes 2 minutes. No account required.
For developers · MCP
Tired of clicking around? Use our MCP.
Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.
Show full specs 6 features · 26 payment methods · 7 regions. We
don't rank these — they're here for reference.
Show full specs
6 features · 26 payment methods · 7 regions. We
don't rank these — they're here for reference.
Stripe EupagoQuick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.
Settlement
Time to receive funds
2–4 business days
Next business day
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features Stripe leads (6 vs 0)
Stripe leads (6 vs 0)Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods Stripe leads (20 vs 10)
Stripe leads (20 vs 10)Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bizum Unique
—
✓
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Regions Stripe leads (7 vs 0)
Stripe leads (7 vs 0)Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Stripe is best when you...
SaaS & Developers
Need Crypto Support
Not available with Eupago
Need Enterprise
Not available with Eupago
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Eupago doesn't cover these regions
Eupago is best when you...
Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
Frequently Asked Questions
What is the difference between Stripe and Eupago?
They share 4 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 13 more that Eupago does not list; Eupago adds Bizum, Buy Now Pay Later, MB WAY and 3 more that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or Eupago?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Eupago has published rates from Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Eupago?
Stripe lists 7 regions and 20 payment methods; Eupago lists 0 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Eupago compare on integration and settlement?
Stripe offers a sandbox, Eupago does not list one; Stripe supports webhooks; Stripe settles in 2–4 business days, Eupago in Next business day.
Are you Stripe or Eupago?
Claim your profile to update information, respond to comparisons, and access visitor analytics.
Claim this profileData on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.
See something wrong? Report inaccurate info →