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Stripe

Stripe

SaaS & Developers

VS

Exact Payments

PayFac-as-a-Service

Exact Payments
Fees from
2.9% + $0.30 vs Custom
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

4 shared

16 unique to Stripe
On payment methods

Stripe supports 20 payment methods, 16 more than Exact Payments. Verify directly with each provider before signing.

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6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Exact Payments Exact Payments
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2017
Headquarters
South San Francisco, California
Kitchener, Ontario, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Exact Payments
Need Instant Payout
Not available with Exact Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Exact Payments doesn't cover these regions
View Stripe

Exact Payments is best when you...

PayFac-as-a-Service
View Exact Payments

Frequently Asked Questions

What is the difference between Stripe and Exact Payments?
Stripe is best for SaaS & Developers, while Exact Payments is best for PayFac-as-a-Service. Stripe charges 2.9% + $0.30 and Exact Payments charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Exact Payments?
Stripe charges 2.9% + $0.30 while Exact Payments charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Exact Payments together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Exact Payments can complement each other.
How do Stripe and Exact Payments differ in their focus?
Stripe is focused on SaaS & Developers, while Exact Payments focuses on PayFac-as-a-Service. They serve different market segments with different strengths.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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