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Stripe

Stripe

SaaS & Developers

VS

finby

Online merchants selling in Europe and internationally, such as e-commerce, digital goods and subscription businesses, that need card acquiring plus local payment methods.

finby
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

6 shared

14 unique to Stripe · 17 unique to finby
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 37 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
finby finby
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
finby leads (23 vs 20)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Cartes Bancaires Unique
—
✓
Click To Pay Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Eps Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Mybank Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Qr Code Unique
—
✓
Satispay Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Wero Unique
—
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with finby
Need Enterprise
Not available with finby
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
finby doesn't cover these regions
View Stripe

finby is best when you...

Online merchants selling in Europe and internationally, such as e-commerce, digital goods and subscription businesses, that need card acquiring plus local payment methods.
View finby

Frequently Asked Questions

What is the difference between Stripe and finby?
They share 6 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 11 more that finby does not list; finby adds Bancontact, BLIK, Cartes Bancaires and 14 more that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or finby?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; finby has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and finby?
Stripe lists 7 regions and 20 payment methods; finby lists 0 and 23. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and finby compare on integration and settlement?
Stripe offers a sandbox, finby does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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