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Stripe

Stripe

SaaS & Developers

VS

FreshBooks Payments

Freelancer Invoice Payments

FreshBooks Payments
Fees from
2.9% + $0.30 vs 2.9% + $0.30 card; 3.5% + $0.30 Amex; 1% ACH; 6% + $0.30 BNPL
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

10 shared

10 unique to Stripe
On fees

Stripe publishes 2.9% + $0.30 from. FreshBooks Payments publishes 2.9% + $0.30 card; 3.5% + $0.30 Amex; 1% ACH; 6% + $0.30 BNPL from. Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
FreshBooks Payments FreshBooks Payments
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
2.9% + $0.30 card; 3.5% + $0.30 Amex; 1% ACH; 6% + $0.30 BNPL
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2003
Headquarters
South San Francisco, California
Toronto, Canada
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 10)
Ach
✓
✓
Affirm
✓
✓
Afterpay
✓
✓
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with FreshBooks Payments
Need Enterprise
Not available with FreshBooks Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
FreshBooks Payments doesn't cover these regions
View Stripe

FreshBooks Payments is best when you...

Freelancer Invoice Payments
View FreshBooks Payments

Frequently Asked Questions

What is the difference between Stripe and FreshBooks Payments?
Stripe is best for SaaS & Developers, while FreshBooks Payments is best for Freelancer Invoice Payments. Stripe charges 2.9% + $0.30 and FreshBooks Payments charges 2.9% + $0.30 card; 3.5% + $0.30 Amex; 1% ACH; 6% + $0.30 BNPL. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or FreshBooks Payments?
Stripe charges 2.9% + $0.30 while FreshBooks Payments charges 2.9% + $0.30 card; 3.5% + $0.30 Amex; 1% ACH; 6% + $0.30 BNPL. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and FreshBooks Payments together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and FreshBooks Payments can complement each other.
How do Stripe and FreshBooks Payments differ in their focus?
Stripe is focused on SaaS & Developers, while FreshBooks Payments focuses on Freelancer Invoice Payments. They serve different market segments with different strengths.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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