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Stripe

Stripe

SaaS & Developers

VS

Google Pay

Android Mobile Payments

Google Pay
Fees from
1.5%–3.15% + 1.8 SEK vs Free for consumers, merchant fees via processor
Features

1 shared

5 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

4 shared

16 unique to Stripe
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. Google Pay publishes Free for consumers, merchant fees via processor from. Verify directly with each provider before signing.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Google Pay Google Pay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Free for consumers, merchant fees via processor
Settlement
Time to receive funds
2–4 business days
Same day
Founded
2010
2015
Headquarters
South San Francisco, California
Mountain View, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Google Pay
Need Enterprise
Not available with Google Pay
Want coverage in Africa, Latin America, Middle East
Google Pay doesn't cover these regions
View Stripe

Google Pay is best when you...

Android Mobile Payments
View Google Pay

Frequently Asked Questions

What is the difference between Stripe and Google Pay?
They share 4 payment methods and 4 regions. Stripe adds ACH, Affirm, Afterpay and 13 more that Google Pay does not list; Stripe also covers Africa, Latin America and 1 more; only Stripe offers Crypto Support, Enterprise and 3 more.
Which is cheaper, Stripe or Google Pay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Google Pay has published rates from Free for consumers, merchant fees via processor. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Google Pay?
Stripe lists 7 regions and 20 payment methods; Google Pay lists 4 and 4. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Google Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Google Pay in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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