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Stripe

Stripe

SaaS & Developers

VS

Gravity Payments

Small Business Payments

Gravity Payments
Fees from
1.5%–3.15% + 1.8 SEK vs Interchange + + $0.1
Features

1 shared

5 unique to Stripe · 1 unique to Gravity Payments
Regions

1 shared

6 unique to Stripe
Pay methods

9 shared

11 unique to Stripe

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Show full specs
7 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Gravity Payments Gravity Payments
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Interchange + + $0.1
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2004
Headquarters
South San Francisco, California
Seattle, Washington
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 9)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Jcb
✓
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Gravity Payments
Need Enterprise
Not available with Gravity Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Gravity Payments doesn't cover these regions
View Stripe

Gravity Payments is best when you...

Small Business Payments
Need Low Fees
Not available with Stripe
View Gravity Payments

Frequently Asked Questions

What is the difference between Stripe and Gravity Payments?
They share 9 payment methods and 1 region. Stripe adds Affirm, Afterpay, Bank Transfer and 8 more that Gravity Payments does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Enterprise and 3 more; only Gravity Payments offers Low Fees.
Which is cheaper, Stripe or Gravity Payments?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Gravity Payments has published rates from Interchange + + $0.1. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Gravity Payments?
Stripe lists 7 regions and 20 payment methods; Gravity Payments lists 1 and 9. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Gravity Payments compare on integration and settlement?
Stripe offers a sandbox, Gravity Payments does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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