Stripe
SaaS & Developers
VS
ifthenpay
Portuguese businesses that want to accept local methods such as MULTIBANCO references, MB WAY and Payshop alongside cards, online or on POS terminals, without monthly fees.
Fees from
1.5%–3.15% + 1.8 SEK vs Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.
Features
0 shared
6 unique to Stripe
Regions
0 shared
7 unique to Stripe
Pay methods
4 shared
16 unique to Stripe · 4 unique to ifthenpay
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Show full specs 6 features · 24 payment methods · 7 regions. We
don't rank these — they're here for reference.
Show full specs
6 features · 24 payment methods · 7 regions. We
don't rank these — they're here for reference.
Stripe ifthenpayQuick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.
Settlement
Time to receive funds
2–4 business days
Receive the paid amounts daily, minus commissions
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features Stripe leads (6 vs 0)
Stripe leads (6 vs 0)Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods Stripe leads (20 vs 8)
Stripe leads (20 vs 8)Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions Stripe leads (7 vs 0)
Stripe leads (7 vs 0)Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Stripe is best when you...
SaaS & Developers
Need Crypto Support
Not available with ifthenpay
Need Enterprise
Not available with ifthenpay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
ifthenpay doesn't cover these regions
ifthenpay is best when you...
Portuguese businesses that want to accept local methods such as MULTIBANCO references, MB WAY and Payshop alongside cards, online or on POS terminals, without monthly fees.
Frequently Asked Questions
What is the difference between Stripe and ifthenpay?
They share 4 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 13 more that ifthenpay does not list; ifthenpay adds Direct Debit, MB WAY, Multibanco and 1 more that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or ifthenpay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; ifthenpay has published rates from Online: MB WAY 0.07€ + 0.7%; Multibanco 0.20€ + 1.5%; Payshop 0.57€; Credit Card 0.20€ + 1.5% (Credit Card Consumer, The European Economic Area); Direct Debits 0.45€; Google Pay 0.20€ + 1.5%; Apple Pay 0.20€ + 1.5%; Pix 0.20€ + 3.5% (Real/Euro exchange costs included). POS: 0.7% for each effective payment (Credit Card consumer, EEA); 12€ Monthly Rental (installation, assistance and mobile data included). Membership Fees 0 €; Unpaid References 0 €; Refund Requests 0 €. VAT at the legal rate in force applies.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and ifthenpay?
Stripe lists 7 regions and 20 payment methods; ifthenpay lists 0 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and ifthenpay compare on integration and settlement?
Stripe offers a sandbox, ifthenpay does not list one; Stripe supports webhooks; Stripe settles in 2–4 business days, ifthenpay in Receive the paid amounts daily, minus commissions.
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