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Stripe

Stripe

SaaS & Developers

VS

ING

I
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

0 shared

6 unique to Stripe
Regions

5 shared

2 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 1 unique to ING
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
ING
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
1991
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 5)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with ING
Need Enterprise
Not available with ING
Want coverage in Africa, Latin America
ING doesn't cover these regions
View Stripe

ING is best when you...

View ING

Frequently Asked Questions

What is the difference between Stripe and ING?
They share 3 payment methods and 5 regions. Stripe adds ACH, Affirm, Afterpay and 14 more that ING does not list; ING adds iDEAL that Stripe does not list; Stripe also covers Africa, Latin America; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or ING?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; ING has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and ING?
Stripe lists 7 regions and 20 payment methods; ING lists 5 and 4. both cover Asia, Europe, Middle East and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and ING compare on integration and settlement?
Stripe offers a sandbox, ING does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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