Stripe

Stripe

SaaS & Developers

VS

Lago

Open-Source Usage Billing

Lago
Fees from
1.5%–3.15% + 1.8 SEK vs Free open-source; Cloud from $300/month
Features

2 shared

4 unique to Stripe
Regions

2 shared

5 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 1 unique to Lago
On payment methods

Stripe supports 20 payment methods, 17 more than Lago. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Lago Lago
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Free open-source; Cloud from $300/month
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2021
Headquarters
South San Francisco, California
Paris, France
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 3)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
✓
—
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Lago
Need Enterprise
Not available with Lago
Want coverage in Africa, Asia, Latin America, Middle East, Oceania
Lago doesn't cover these regions
View Stripe

Lago is best when you...

Open-Source Usage Billing
View Lago

Frequently Asked Questions

What is the difference between Stripe and Lago?
They share 2 payment methods and 2 regions. Stripe adds ACH, Affirm, Afterpay and 15 more that Lago does not list; Lago adds Direct Debit that Stripe does not list; Stripe also covers Africa, Asia and 3 more; only Stripe offers Crypto Support, Enterprise and 2 more.
Which is cheaper, Stripe or Lago?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Lago has published rates from Free open-source; Cloud from $300/month. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Lago?
Stripe lists 7 regions and 20 payment methods; Lago lists 2 and 3. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Lago compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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