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Stripe

Stripe

SaaS & Developers

VS

LaPay

Cross-border B2B traders, cross-border e-commerce merchants, and game developers and digital entertainment platforms that collect payments from customers abroad.

LaPay
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 1 unique to LaPay
On region

Stripe covers 7 regions; LaPay covers 0. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
LaPay LaPay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with LaPay
Need Enterprise
Not available with LaPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
LaPay doesn't cover these regions
View Stripe

LaPay is best when you...

Cross-border B2B traders, cross-border e-commerce merchants, and game developers and digital entertainment platforms that collect payments from customers abroad.
View LaPay

Frequently Asked Questions

What is the difference between Stripe and LaPay?
They share 3 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 14 more that LaPay does not list; LaPay adds Digital Wallet that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or LaPay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; LaPay has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and LaPay?
Stripe lists 7 regions and 20 payment methods; LaPay lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and LaPay compare on integration and settlement?
Stripe offers a sandbox, LaPay does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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