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Stripe

Stripe

SaaS & Developers

VS

Mirakl

Enterprise Marketplace Platform

Mirakl
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

1 shared

5 unique to Stripe
Regions

2 shared

5 unique to Stripe
Pay methods

3 shared

17 unique to Stripe
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Mirakl Mirakl
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
Configurable per marketplace
Founded
2010
2012
Headquarters
South San Francisco, California
Paris, France
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 3)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Mirakl
Need Instant Payout
Not available with Mirakl
Want coverage in Africa, Asia, Latin America, Middle East, Oceania
Mirakl doesn't cover these regions
View Stripe

Mirakl is best when you...

Enterprise Marketplace Platform
View Mirakl

Frequently Asked Questions

What is the difference between Stripe and Mirakl?
They share 3 payment methods and 2 regions. Stripe adds ACH, Affirm, Afterpay and 14 more that Mirakl does not list; Stripe also covers Africa, Asia and 3 more; only Stripe offers Crypto Support, Instant Payout and 3 more.
Which is cheaper, Stripe or Mirakl?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Mirakl has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Mirakl?
Stripe lists 7 regions and 20 payment methods; Mirakl lists 2 and 3. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Mirakl compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Mirakl in Configurable per marketplace.

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