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Stripe

Stripe

SaaS & Developers

VS

MoneyGram

Global P2P Money Transfer

MoneyGram
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

5 shared

2 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 3 unique to MoneyGram
On payment methods

Stripe supports 20 payment methods, 15 more than MoneyGram. Verify directly with each provider before signing.

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Show full specs
6 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
MoneyGram MoneyGram
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
Near-instant
Founded
2010
1940
Headquarters
South San Francisco, California
Dallas, Texas
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support
✓
✓
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 5)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Cash Payment Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 5)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Enterprise
Not available with MoneyGram
Need Instant Sandbox
Not available with MoneyGram
Want coverage in Middle East, Oceania
MoneyGram doesn't cover these regions
View Stripe

MoneyGram is best when you...

Global P2P Money Transfer
View MoneyGram

Frequently Asked Questions

What is the difference between Stripe and MoneyGram?
They share 2 payment methods and 5 regions. Stripe adds ACH, Affirm, Afterpay and 15 more that MoneyGram does not list; MoneyGram adds Cash Payment, Crypto, Digital Wallet that Stripe does not list; Stripe also covers Middle East, Oceania; only Stripe offers Enterprise, Instant Sandbox and 2 more.
Which is cheaper, Stripe or MoneyGram?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; MoneyGram has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and MoneyGram?
Stripe lists 7 regions and 20 payment methods; MoneyGram lists 5 and 5. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and MoneyGram compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, MoneyGram in Near-instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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