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Stripe

Stripe

SaaS & Developers

VS

OP Payment Service

Finnish invoicing

OP Payment Service
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

1 shared

19 unique to Stripe · 1 unique to OP Payment Service
On payment methods

Stripe supports 20 payment methods, 18 more than OP Payment Service. Verify directly with each provider before signing.

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6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
OP Payment Service OP Payment Service
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
Next business day
Founded
2010
1902
Headquarters
South San Francisco, California
Helsinki, Finland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 2)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Real Time Payments Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with OP Payment Service
Need Enterprise
Not available with OP Payment Service
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
OP Payment Service doesn't cover these regions
View Stripe

OP Payment Service is best when you...

Finnish invoicing
View OP Payment Service

Frequently Asked Questions

What is the difference between Stripe and OP Payment Service?
Stripe is best for SaaS & Developers, while OP Payment Service is best for Finnish invoicing. Stripe charges 2.9% + $0.30 and OP Payment Service charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or OP Payment Service?
Stripe charges 2.9% + $0.30 while OP Payment Service charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and OP Payment Service together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and OP Payment Service can complement each other.
How do Stripe and OP Payment Service differ in their focus?
Stripe is focused on SaaS & Developers, while OP Payment Service focuses on Finnish invoicing. They serve different market segments with different strengths.

Are you Stripe or OP Payment Service?

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