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Stripe

Stripe

SaaS & Developers

VS

Paddle

SaaS Billing

Paddle
Fees from
1.5%–3.15% + 1.8 SEK vs 5% + $0.50 per transaction
Features

2 shared

4 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

5 shared

15 unique to Stripe · 4 unique to Paddle
On payment methods

Stripe supports 20 payment methods, 11 more than Paddle. Verify directly with each provider before signing.

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Show full specs
6 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Paddle Paddle
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
5% + $0.50 per transaction
Settlement
Time to receive funds
2–4 business days
1–7 business days
Founded
2010
2012
Headquarters
South San Francisco, California
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Blik Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Paddle
Need Enterprise
Not available with Paddle
Want coverage in Africa, Latin America, Middle East
Paddle doesn't cover these regions
View Stripe

Paddle is best when you...

SaaS Billing
View Paddle

Frequently Asked Questions

What is the difference between Stripe and Paddle?
They share 5 payment methods and 4 regions. Stripe adds ACH, Affirm, Afterpay and 12 more that Paddle does not list; Paddle adds Bancontact, BLIK, iDEAL and 1 more that Stripe does not list; Stripe also covers Africa, Latin America and 1 more; only Stripe offers Crypto Support, Enterprise and 2 more.
Which is cheaper, Stripe or Paddle?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Paddle has published rates from 5% + $0.50 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Paddle?
Stripe lists 7 regions and 20 payment methods; Paddle lists 4 and 9. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Paddle compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Paddle in 1–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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