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Stripe

Stripe

SaaS & Developers

VS

PagoNxt (Santander)

Santander Merchant Acquiring

PagoNxt (Santander)
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

1 shared

5 unique to Stripe
Regions

2 shared

5 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 1 unique to PagoNxt (Santander)
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. PagoNxt (Santander) uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
PagoNxt (Santander) PagoNxt (Santander)
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2020
Headquarters
South San Francisco, California
Spain
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with PagoNxt (Santander)
Need Instant Payout
Not available with PagoNxt (Santander)
Want coverage in Africa, Asia, Middle East, North America, Oceania
PagoNxt (Santander) doesn't cover these regions
View Stripe

PagoNxt (Santander) is best when you...

Santander Merchant Acquiring
View PagoNxt (Santander)

Frequently Asked Questions

What is the difference between Stripe and PagoNxt (Santander)?
They share 3 payment methods and 2 regions. Stripe adds ACH, Affirm, Afterpay and 14 more that PagoNxt (Santander) does not list; PagoNxt (Santander) adds PIX that Stripe does not list; Stripe also covers Africa, Asia and 3 more; only Stripe offers Crypto Support, Instant Payout and 3 more.
Which is cheaper, Stripe or PagoNxt (Santander)?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; PagoNxt (Santander) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and PagoNxt (Santander)?
Stripe lists 7 regions and 20 payment methods; PagoNxt (Santander) lists 2 and 4. both cover Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and PagoNxt (Santander) compare on integration and settlement?
Stripe offers a sandbox, PagoNxt (Santander) does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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