Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Stripe

Stripe

SaaS & Developers

VS

Pay.nl

Dutch Payment Service Provider

Pay.nl
Fees from
1.5%–3.15% + 1.8 SEK vs From €0.19 per transaction
Features

1 shared

5 unique to Stripe · 1 unique to Pay.nl
Regions

1 shared

6 unique to Stripe
Pay methods

9 shared

11 unique to Stripe · 3 unique to Pay.nl
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. Pay.nl publishes From €0.19 per transaction from. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
7 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Pay.nl Pay.nl
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
From €0.19 per transaction
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2006
Headquarters
South San Francisco, California
Spijkenisse, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 12)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Paypal
✓
✓
Sepa
✓
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Pay.nl
Need Enterprise
Not available with Pay.nl
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Pay.nl doesn't cover these regions
View Stripe

Pay.nl is best when you...

Dutch Payment Service Provider
Need Low Fees
Not available with Stripe
View Pay.nl

Frequently Asked Questions

What is the difference between Stripe and Pay.nl?
They share 9 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 8 more that Pay.nl does not list; Pay.nl adds Buy Now Pay Later, iDEAL, Sofort that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Enterprise and 3 more.
Which is cheaper, Stripe or Pay.nl?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Pay.nl has published rates from From €0.19 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Pay.nl?
Stripe lists 7 regions and 20 payment methods; Pay.nl lists 1 and 12. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Pay.nl compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

Are you Stripe or Pay.nl?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →