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Stripe

Stripe

SaaS & Developers

VS

PayByPhone

Global Mobile Parking

PayByPhone
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

0 shared

6 unique to Stripe · 1 unique to PayByPhone
Regions

3 shared

4 unique to Stripe
Pay methods

5 shared

15 unique to Stripe
On payment methods

Stripe supports 20 payment methods, 15 more than PayByPhone. Verify directly with each provider before signing.

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Show full specs
7 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
PayByPhone PayByPhone
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2001
Headquarters
South San Francisco, California
Vancouver, Canada
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 5)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with PayByPhone
Need Enterprise
Not available with PayByPhone
Want coverage in Africa, Asia, Latin America, Middle East
PayByPhone doesn't cover these regions
View Stripe

PayByPhone is best when you...

Global Mobile Parking
Need Low Fees
Not available with Stripe
View PayByPhone

Frequently Asked Questions

What is the difference between Stripe and PayByPhone?
They share 5 payment methods and 3 regions. Stripe adds ACH, Affirm, Afterpay and 12 more that PayByPhone does not list; Stripe also covers Africa, Asia and 2 more; only Stripe offers Crypto Support, Enterprise and 4 more; only PayByPhone offers Low Fees.
Which is cheaper, Stripe or PayByPhone?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; PayByPhone has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and PayByPhone?
Stripe lists 7 regions and 20 payment methods; PayByPhone lists 3 and 5. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and PayByPhone compare on integration and settlement?
Stripe offers a sandbox, PayByPhone does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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