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Stripe

Stripe

SaaS & Developers

VS

Payflux

Dutch municipalities, (semi-)public institutions and parking operators that need card and direct-debit payment processing with consolidated payouts and reports.

Payflux
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 4 unique to Payflux

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Show full specs
6 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Payflux Payflux
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 7)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Mobile Wallet Unique
—
✓
Nfc Unique
—
✓
Paypal Unique
✓
—
Pos Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Payflux
Need Enterprise
Not available with Payflux
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Payflux doesn't cover these regions
View Stripe

Payflux is best when you...

Dutch municipalities, (semi-)public institutions and parking operators that need card and direct-debit payment processing with consolidated payouts and reports.
View Payflux

Frequently Asked Questions

What is the difference between Stripe and Payflux?
They share 3 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 14 more that Payflux does not list; Payflux adds Direct Debit, Mobile Wallet, NFC and 1 more that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or Payflux?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Payflux has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Payflux?
Stripe lists 7 regions and 20 payment methods; Payflux lists 0 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Payflux compare on integration and settlement?
Stripe offers a sandbox, Payflux does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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