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Stripe

Stripe

SaaS & Developers

VS

Paylocity

Mid-Market Payroll Processing

Paylocity
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

1 shared

19 unique to Stripe · 2 unique to Paylocity

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6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Paylocity Paylocity
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
1997
Headquarters
South San Francisco, California
Schaumburg, Illinois
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 3)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Check Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Direct Deposit Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Paylocity
Need Instant Payout
Not available with Paylocity
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Paylocity doesn't cover these regions
View Stripe

Paylocity is best when you...

Mid-Market Payroll Processing
View Paylocity

Frequently Asked Questions

What is the difference between Stripe and Paylocity?
They share 1 payment method and 1 region. Stripe adds Affirm, Afterpay, Amex and 16 more that Paylocity does not list; Paylocity adds Check, Direct Deposit that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or Paylocity?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Paylocity has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Paylocity?
Stripe lists 7 regions and 20 payment methods; Paylocity lists 1 and 3. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Paylocity compare on integration and settlement?
Stripe offers a sandbox, Paylocity does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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