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Stripe

Stripe

SaaS & Developers

VS

Paymentus

Utility & Government Bill Pay

Paymentus
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

6 shared

14 unique to Stripe · 2 unique to Paymentus
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. Paymentus uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Paymentus Paymentus
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2004
Headquarters
South San Francisco, California
Charlotte, North Carolina
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 8)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Cash Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Venmo Unique
—
✓
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Paymentus
Need Instant Payout
Not available with Paymentus
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Paymentus doesn't cover these regions
View Stripe

Paymentus is best when you...

Utility & Government Bill Pay
View Paymentus

Frequently Asked Questions

What is the difference between Stripe and Paymentus?
They share 6 payment methods and 1 region. Stripe adds Affirm, Afterpay, Amex and 11 more that Paymentus does not list; Paymentus adds Cash, Venmo that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or Paymentus?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Paymentus has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Paymentus?
Stripe lists 7 regions and 20 payment methods; Paymentus lists 1 and 8. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Paymentus compare on integration and settlement?
Stripe offers a sandbox, Paymentus does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

Are you Stripe or Paymentus?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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