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Stripe

Stripe

SaaS & Developers

VS

Payouts Network

US Instant Payout Infrastructure

Payouts Network
Fees from
1.5%–3.15% + 1.8 SEK vs Per-payout
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

2 shared

18 unique to Stripe
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Payouts Network Payouts Network
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Per-payout
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2014
Headquarters
South San Francisco, California
Charlotte, North Carolina
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 2)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Payouts Network
Need Instant Sandbox
Not available with Payouts Network
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Payouts Network doesn't cover these regions
View Stripe

Payouts Network is best when you...

US Instant Payout Infrastructure
View Payouts Network

Frequently Asked Questions

What is the difference between Stripe and Payouts Network?
They share 2 payment methods and 1 region. Stripe adds Affirm, Afterpay, Amex and 15 more that Payouts Network does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Sandbox and 2 more.
Which is cheaper, Stripe or Payouts Network?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Payouts Network has published rates from Per-payout. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Payouts Network?
Stripe lists 7 regions and 20 payment methods; Payouts Network lists 1 and 2. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Payouts Network compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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