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Stripe

Stripe

SaaS & Developers

VS

Paysafe

Digital wallets

Paysafe
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe · 1 unique to Paysafe
Regions

4 shared

3 unique to Stripe
Pay methods

12 shared

8 unique to Stripe · 5 unique to Paysafe
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. Paysafe uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
7 features · 25 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Paysafe Paysafe
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
1996
Headquarters
South San Francisco, California
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support
✓
✓
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 17)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Diners
✓
✓
Discover
✓
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Mastercard
✓
✓
Open Banking Unique
—
✓
Paypal Unique
✓
—
Sepa
✓
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Instant Payout
Not available with Paysafe
Need Instant Sandbox
Not available with Paysafe
Want coverage in Africa, Middle East, Oceania
Paysafe doesn't cover these regions
View Stripe

Paysafe is best when you...

Digital wallets
Need High Risk Accepted
Not available with Stripe
View Paysafe

Frequently Asked Questions

What is the difference between Stripe and Paysafe?
They share 12 payment methods and 4 regions. Stripe adds Affirm, Afterpay, Contactless and 5 more that Paysafe does not list; Paysafe adds Digital Wallet, iDEAL, Open Banking and 2 more that Stripe does not list; Stripe also covers Africa, Middle East and 1 more; only Stripe offers Instant Payout, Instant Sandbox and 2 more.
Which is cheaper, Stripe or Paysafe?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Paysafe has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Paysafe?
Stripe lists 7 regions and 20 payment methods; Paysafe lists 4 and 17. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Paysafe compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Paysafe in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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