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Stripe

Stripe

SaaS & Developers

VS

PaySimple

Service Business Payments

PaySimple
Fees from
1.5%–3.15% + 1.8 SEK vs 2.49% per transaction
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 1 unique to PaySimple

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
PaySimple PaySimple
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2.49% per transaction
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2006
Headquarters
South San Francisco, California
Denver, Colorado
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 4)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Echeck Unique
—
✓
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with PaySimple
Need Enterprise
Not available with PaySimple
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
PaySimple doesn't cover these regions
View Stripe

PaySimple is best when you...

Service Business Payments
View PaySimple

Frequently Asked Questions

What is the difference between Stripe and PaySimple?
They share 3 payment methods and 1 region. Stripe adds Affirm, Afterpay, Amex and 14 more that PaySimple does not list; PaySimple adds eCheck that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Enterprise and 2 more.
Which is cheaper, Stripe or PaySimple?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; PaySimple has published rates from 2.49% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and PaySimple?
Stripe lists 7 regions and 20 payment methods; PaySimple lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and PaySimple compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, PaySimple in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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