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Stripe

Stripe

SaaS & Developers

VS

PostFinance

Swiss merchants

PostFinance
Fees from
1.5%–3.15% + 1.8 SEK vs 1.2-1.8%
Features

1 shared

5 unique to Stripe · 1 unique to PostFinance
Regions

1 shared

6 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 1 unique to PostFinance
On payment methods

Stripe supports 20 payment methods, 16 more than PostFinance. Verify directly with each provider before signing.

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Show full specs
7 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
PostFinance PostFinance
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
1.2-1.8%
Settlement
Time to receive funds
2–4 business days
2 business days
Founded
2010
1906
Headquarters
South San Francisco, California
Bern, Switzerland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Mobile Payment Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with PostFinance
Need Enterprise
Not available with PostFinance
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
PostFinance doesn't cover these regions
View Stripe

PostFinance is best when you...

Swiss merchants
Need Low Fees
Not available with Stripe
View PostFinance

Frequently Asked Questions

What is the difference between Stripe and PostFinance?
They share 3 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 14 more that PostFinance does not list; PostFinance adds Mobile Payment that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Enterprise and 3 more.
Which is cheaper, Stripe or PostFinance?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; PostFinance has published rates from 1.2-1.8%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and PostFinance?
Stripe lists 7 regions and 20 payment methods; PostFinance lists 1 and 4. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and PostFinance compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, PostFinance in 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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