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Stripe

Stripe

SaaS & Developers

VS

PromptPay

Thailand e-commerce and retail merchants

PromptPay
Fees from
2.9% + $0.30 vs Custom
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe · 1 unique to PromptPay
Pay methods

1 shared

19 unique to Stripe · 3 unique to PromptPay
On licensing

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Show full specs
6 features · 23 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
PromptPay PromptPay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2017
Headquarters
South San Francisco, California
Bangkok, Thailand
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Promptpay Unique
—
✓
Qr Code Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with PromptPay
Need Enterprise
Not available with PromptPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
PromptPay doesn't cover these regions
View Stripe

PromptPay is best when you...

Thailand e-commerce and retail merchants
Want coverage in Southeast Asia
Stripe doesn't cover this region
View PromptPay

Frequently Asked Questions

What is the difference between Stripe and PromptPay?
Stripe is best for SaaS & Developers, while PromptPay is best for Thailand e-commerce and retail merchants. Stripe charges 2.9% + $0.30 and PromptPay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or PromptPay?
Stripe charges 2.9% + $0.30 while PromptPay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and PromptPay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and PromptPay can complement each other.
How do Stripe and PromptPay differ in their focus?
Stripe is focused on SaaS & Developers, while PromptPay focuses on Thailand e-commerce and retail merchants. They serve different market segments with different strengths.

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