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Stripe

Stripe

SaaS & Developers

VS

Reach

Cross-Border MoR Payments

Reach
Fees from
1.5%–3.15% + 1.8 SEK vs Per-transaction + FX
Features

1 shared

5 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 4 unique to Reach
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. Reach publishes Per-transaction + FX from. Verify directly with each provider before signing.

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Show full specs
6 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Reach Reach
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Per-transaction + FX
Settlement
Time to receive funds
2–4 business days
30 business days
Founded
2010
2016
Headquarters
South San Francisco, California
Toronto, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 7)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
—
✓
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Reach
Need Instant Payout
Not available with Reach
Want coverage in Africa, Latin America, Middle East, Oceania
Reach doesn't cover these regions
View Stripe

Reach is best when you...

Cross-Border MoR Payments
View Reach

Frequently Asked Questions

What is the difference between Stripe and Reach?
They share 3 payment methods and 3 regions. Stripe adds ACH, Affirm, Afterpay and 14 more that Reach does not list; Reach adds Alipay, Digital Wallet, iDEAL and 1 more that Stripe does not list; Stripe also covers Africa, Latin America and 2 more; only Stripe offers Crypto Support, Instant Payout and 3 more.
Which is cheaper, Stripe or Reach?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Reach has published rates from Per-transaction + FX. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Reach?
Stripe lists 7 regions and 20 payment methods; Reach lists 3 and 7. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Reach compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Reach in 30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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