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Stripe

Stripe

SaaS & Developers

VS

Realex Payments

Irish e-commerce

Realex Payments
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

9 shared

11 unique to Stripe
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Realex Payments Realex Payments
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
2000
Headquarters
South San Francisco, California
Dublin, Ireland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners
✓
✓
Discover
✓
✓
Google Pay
✓
✓
Jcb
✓
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay
✓
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Realex Payments
Need Instant Payout
Not available with Realex Payments
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Realex Payments doesn't cover these regions
View Stripe

Realex Payments is best when you...

Irish e-commerce
View Realex Payments

Frequently Asked Questions

What is the difference between Stripe and Realex Payments?
They share 9 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 8 more that Realex Payments does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Payout and 3 more.
Which is cheaper, Stripe or Realex Payments?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Realex Payments has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Realex Payments?
Stripe lists 7 regions and 20 payment methods; Realex Payments lists 1 and 9. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Realex Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Realex Payments in 2–3 business days.

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