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Stripe

Stripe

SaaS & Developers

VS

Recurly

Subscription Billing

Recurly
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

7 shared

13 unique to Stripe · 2 unique to Recurly
On licensing

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Recurly Recurly
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
Via gateway (Stripe, Braintree, etc.)
Founded
2010
2009
Headquarters
South San Francisco, California
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 9)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Direct Debit Unique
—
✓
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Recurly
Need Instant Payout
Not available with Recurly
Want coverage in Africa, Latin America, Middle East, Oceania
Recurly doesn't cover these regions
View Stripe

Recurly is best when you...

Subscription Billing
View Recurly

Frequently Asked Questions

What is the difference between Stripe and Recurly?
They share 7 payment methods and 3 regions. Stripe adds Affirm, Afterpay, Amex and 10 more that Recurly does not list; Recurly adds Direct Debit, iDEAL that Stripe does not list; Stripe also covers Africa, Latin America and 2 more; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or Recurly?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Recurly has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Recurly?
Stripe lists 7 regions and 20 payment methods; Recurly lists 3 and 9. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Recurly compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Recurly in Via gateway (Stripe, Braintree, etc.).

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