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Stripe

Stripe

SaaS & Developers

VS

Relay Payments

Trucking Digital Payments

Relay Payments
Fees from
2.9% + $0.30 vs Transaction-based
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 2 unique to Relay Payments
On payment methods

Stripe supports 20 payment methods, 15 more than Relay Payments. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Relay Payments Relay Payments
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Transaction-based
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
2019
Headquarters
South San Francisco, California
Atlanta, Georgia
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 5)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Check Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Relay Payments
Need Enterprise
Not available with Relay Payments
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Relay Payments doesn't cover these regions
View Stripe

Relay Payments is best when you...

Trucking Digital Payments
View Relay Payments

Frequently Asked Questions

What is the difference between Stripe and Relay Payments?
Stripe is best for SaaS & Developers, while Relay Payments is best for Trucking Digital Payments. Stripe charges 2.9% + $0.30 and Relay Payments charges Transaction-based. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Relay Payments?
Stripe charges 2.9% + $0.30 while Relay Payments charges Transaction-based. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Relay Payments together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Relay Payments can complement each other.
How do Stripe and Relay Payments differ in their focus?
Stripe is focused on SaaS & Developers, while Relay Payments focuses on Trucking Digital Payments. They serve different market segments with different strengths.

Are you Stripe or Relay Payments?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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