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Stripe

Stripe

SaaS & Developers

VS

REPAY Holdings

Consumer Finance Payments

REPAY Holdings
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

4 shared

16 unique to Stripe
On region

Stripe covers 7 regions; REPAY Holdings covers 1. Verify directly with each provider before signing.

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6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
REPAY Holdings REPAY Holdings
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2006
Headquarters
South San Francisco, California
Atlanta, Georgia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with REPAY Holdings
Need Instant Payout
Not available with REPAY Holdings
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
REPAY Holdings doesn't cover these regions
View Stripe

REPAY Holdings is best when you...

Consumer Finance Payments
View REPAY Holdings

Frequently Asked Questions

What is the difference between Stripe and REPAY Holdings?
Stripe is best for SaaS & Developers, while REPAY Holdings is best for Consumer Finance Payments. Stripe charges 2.9% + $0.30 and REPAY Holdings charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or REPAY Holdings?
Stripe charges 2.9% + $0.30 while REPAY Holdings charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and REPAY Holdings together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and REPAY Holdings can complement each other.
How do Stripe and REPAY Holdings differ in their focus?
Stripe is focused on SaaS & Developers, while REPAY Holdings focuses on Consumer Finance Payments. They serve different market segments with different strengths.

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