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Stripe

Stripe

SaaS & Developers

VS

Saferpay (Worldline)

Swiss Payment Gateway

Saferpay (Worldline)
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

12 shared

8 unique to Stripe · 7 unique to Saferpay (Worldline)
On licensing

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Show full specs
6 features · 27 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Saferpay (Worldline) Saferpay (Worldline)
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2002
Headquarters
South San Francisco, California
Zurich, Switzerland
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 19)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Blik Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Paypal
✓
✓
Przelewy24 Unique
—
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Twint Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Saferpay (Worldline)
Need Instant Payout
Not available with Saferpay (Worldline)
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Saferpay (Worldline) doesn't cover these regions
View Stripe

Saferpay (Worldline) is best when you...

Swiss Payment Gateway
View Saferpay (Worldline)

Frequently Asked Questions

What is the difference between Stripe and Saferpay (Worldline)?
They share 12 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 5 more that Saferpay (Worldline) does not list; Saferpay (Worldline) adds Alipay, Bancontact, BLIK and 4 more that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or Saferpay (Worldline)?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Saferpay (Worldline) has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Saferpay (Worldline)?
Stripe lists 7 regions and 20 payment methods; Saferpay (Worldline) lists 1 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Saferpay (Worldline) compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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