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Stripe

Stripe

SaaS & Developers

VS

Safexpay

Indian Multi-Channel Payment Aggregator

Safexpay
Fees from
1.5%–3.15% + 1.8 SEK vs 1.5-2%
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 1 unique to Safexpay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Safexpay Safexpay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
1.5-2%
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2017
Headquarters
South San Francisco, California
Mumbai, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Safexpay
Need Enterprise
Not available with Safexpay
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Safexpay doesn't cover these regions
View Stripe

Safexpay is best when you...

Indian Multi-Channel Payment Aggregator
View Safexpay

Frequently Asked Questions

What is the difference between Stripe and Safexpay?
They share 3 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 14 more that Safexpay does not list; Safexpay adds Mobile Money that Stripe does not list; Stripe also covers Africa, Europe and 4 more; only Stripe offers Crypto Support, Enterprise and 3 more.
Which is cheaper, Stripe or Safexpay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Safexpay has published rates from 1.5-2%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Safexpay?
Stripe lists 7 regions and 20 payment methods; Safexpay lists 1 and 4. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Safexpay compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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