Stripe

Stripe

SaaS & Developers

VS

secupay

German merchants that need card and alternative payment acceptance across physical stores, online shops and marketplaces/platforms, including split payments and mass payouts.

secupay
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

5 shared

15 unique to Stripe · 5 unique to secupay
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 25 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
secupay secupay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 10)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Girocard Unique
—
✓
Google Pay
✓
✓
Invoice Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Open Banking Unique
—
✓
Paypal
✓
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with secupay
Need Enterprise
Not available with secupay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
secupay doesn't cover these regions
View Stripe

secupay is best when you...

German merchants that need card and alternative payment acceptance across physical stores, online shops and marketplaces/platforms, including split payments and mass payouts.
View secupay

Frequently Asked Questions

What is the difference between Stripe and secupay?
They share 5 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 12 more that secupay does not list; secupay adds Alipay, girocard, Invoice and 2 more that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or secupay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; secupay has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and secupay?
Stripe lists 7 regions and 20 payment methods; secupay lists 0 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and secupay compare on integration and settlement?
Stripe offers a sandbox, secupay does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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