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Stripe

Stripe

SaaS & Developers

VS

Sends

UK-registered companies that want online card acceptance (Visa, Mastercard, Apple Pay, Google Pay) alongside a multi-currency business account and payouts to cards or IBANs.

Sends
Fees from
1.5%–3.15% + 1.8 SEK vs Acquiring: "The lowest IC++, from 1.2%"; "Client rates depend on the type of business and transaction volumes. They can range from 2% up to 5%."
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

4 shared

16 unique to Stripe

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Sends Sends
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Acquiring: "The lowest IC++, from 1.2%"; "Client rates depend on the type of business and transaction volumes. They can range from 2% up to 5%."
Settlement
Time to receive funds
2–4 business days
Payouts on the same day
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Sends
Need Enterprise
Not available with Sends
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Sends doesn't cover these regions
View Stripe

Sends is best when you...

UK-registered companies that want online card acceptance (Visa, Mastercard, Apple Pay, Google Pay) alongside a multi-currency business account and payouts to cards or IBANs.
View Sends

Frequently Asked Questions

What is the difference between Stripe and Sends?
They share 4 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 13 more that Sends does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or Sends?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Sends has published rates from Acquiring: "The lowest IC++, from 1.2%"; "Client rates depend on the type of business and transaction volumes. They can range from 2% up to 5%.". Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Sends?
Stripe lists 7 regions and 20 payment methods; Sends lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Sends compare on integration and settlement?
Stripe offers a sandbox, Sends does not list one; Stripe supports webhooks; Stripe settles in 2–4 business days, Sends in Payouts on the same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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