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Stripe

Stripe

SaaS & Developers

VS

Shopify Payments

Shopify Merchants

Shopify Payments
Fees from
1.5%–3.15% + 1.8 SEK vs 2.4%-2.9% + $0.30 per transaction
Features

3 shared

3 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

5 shared

15 unique to Stripe

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Show full specs
6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Shopify Payments Shopify Payments
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2.4%-2.9% + $0.30 per transaction
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2013
Headquarters
South San Francisco, California
Ottawa, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 5)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Shopify Payments
Need Instant Payout
Not available with Shopify Payments
Want coverage in Africa, Latin America, Middle East
Shopify Payments doesn't cover these regions
View Stripe

Shopify Payments is best when you...

Shopify Merchants
View Shopify Payments

Frequently Asked Questions

What is the difference between Stripe and Shopify Payments?
They share 5 payment methods and 4 regions. Stripe adds ACH, Affirm, Afterpay and 12 more that Shopify Payments does not list; Stripe also covers Africa, Latin America and 1 more; only Stripe offers Crypto Support, Instant Payout and 1 more.
Which is cheaper, Stripe or Shopify Payments?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Shopify Payments has published rates from 2.4%-2.9% + $0.30 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Shopify Payments?
Stripe lists 7 regions and 20 payment methods; Shopify Payments lists 4 and 5. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Shopify Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Shopify Payments in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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