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Stripe

Stripe

SaaS & Developers

VS

Sumitomo Mitsui Card

Japanese Card Issuing & Acquiring

Sumitomo Mitsui Card
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

4 shared

16 unique to Stripe

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6 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Sumitomo Mitsui Card Sumitomo Mitsui Card
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
1967
Headquarters
South San Francisco, California
Tokyo, Japan
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Sumitomo Mitsui Card
Need Instant Payout
Not available with Sumitomo Mitsui Card
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Sumitomo Mitsui Card doesn't cover these regions
View Stripe

Sumitomo Mitsui Card is best when you...

Japanese Card Issuing & Acquiring
View Sumitomo Mitsui Card

Frequently Asked Questions

What is the difference between Stripe and Sumitomo Mitsui Card?
Stripe is best for SaaS & Developers, while Sumitomo Mitsui Card is best for Japanese Card Issuing & Acquiring. Stripe charges 2.9% + $0.30 and Sumitomo Mitsui Card charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Sumitomo Mitsui Card?
Stripe charges 2.9% + $0.30 while Sumitomo Mitsui Card charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Sumitomo Mitsui Card together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Sumitomo Mitsui Card can complement each other.
How do Stripe and Sumitomo Mitsui Card differ in their focus?
Stripe is focused on SaaS & Developers, while Sumitomo Mitsui Card focuses on Japanese Card Issuing & Acquiring. They serve different market segments with different strengths.

Are you Stripe or Sumitomo Mitsui Card?

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