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Stripe

Stripe

SaaS & Developers

VS

SmoovPay

ASEAN merchants across multiple countries

SmoovPay
Fees from
2.9% + $0.30 vs 2.4% + SGD 0.50 for standard processing
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe · 1 unique to SmoovPay
Pay methods

2 shared

18 unique to Stripe
On payment methods

Stripe supports 20 payment methods, 18 more than SmoovPay. Verify directly with each provider before signing.

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6 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
SmoovPay SmoovPay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
2.4% + SGD 0.50 for standard processing
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2010
Headquarters
South San Francisco, California
Singapore
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 2)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with SmoovPay
Need Enterprise
Not available with SmoovPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
SmoovPay doesn't cover these regions
View Stripe

SmoovPay is best when you...

ASEAN merchants across multiple countries
Want coverage in Southeast Asia
Stripe doesn't cover this region
View SmoovPay

Frequently Asked Questions

What is the difference between Stripe and SmoovPay?
Stripe is best for SaaS & Developers, while SmoovPay is best for ASEAN merchants across multiple countries. Stripe charges 2.9% + $0.30 and SmoovPay charges 2.4% + SGD 0.50 for standard processing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or SmoovPay?
Stripe charges 2.9% + $0.30 while SmoovPay charges 2.4% + SGD 0.50 for standard processing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and SmoovPay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and SmoovPay can complement each other.
How do Stripe and SmoovPay differ in their focus?
Stripe is focused on SaaS & Developers, while SmoovPay focuses on ASEAN merchants across multiple countries. They serve different market segments with different strengths.

Are you Stripe or SmoovPay?

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