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Stripe

Stripe

SaaS & Developers

VS

Splitit

Credit Card Installments

Splitit
Fees from
2.9% + $0.30 vs Merchant fees 1.5%-3% per transaction
Features

0 shared

6 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 1 unique to Splitit
On payment methods

Stripe supports 20 payment methods, 17 more than Splitit. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Splitit Splitit
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Merchant fees 1.5%-3% per transaction
Settlement
Time to receive funds
2–4 business days
14–28 business days
Founded
2010
2012
Headquarters
South San Francisco, California
New York, New York
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 3)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Splitit
Need Enterprise
Not available with Splitit
Want coverage in Africa, Latin America, Middle East
Splitit doesn't cover these regions
View Stripe

Splitit is best when you...

Credit Card Installments
View Splitit

Frequently Asked Questions

What is the difference between Stripe and Splitit?
Stripe is best for SaaS & Developers, while Splitit is best for Credit Card Installments. Stripe charges 2.9% + $0.30 and Splitit charges Merchant fees 1.5%-3% per transaction. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Splitit?
Stripe charges 2.9% + $0.30 while Splitit charges Merchant fees 1.5%-3% per transaction. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Splitit together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Splitit can complement each other.
How do Stripe and Splitit differ in their focus?
Stripe is focused on SaaS & Developers, while Splitit focuses on Credit Card Installments. They serve different market segments with different strengths.

Are you Stripe or Splitit?

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