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Stripe

Stripe

SaaS & Developers

VS

Splitit

Credit Card Installments

Splitit
Fees from
1.5%–3.15% + 1.8 SEK vs Merchant fees 1.5%-3% per transaction
Features

0 shared

6 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 1 unique to Splitit
On payment methods

Stripe supports 20 payment methods, 17 more than Splitit. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Splitit Splitit
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Merchant fees 1.5%-3% per transaction
Settlement
Time to receive funds
2–4 business days
14–28 business days
Founded
2010
2012
Headquarters
South San Francisco, California
New York, New York
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 3)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Splitit
Need Enterprise
Not available with Splitit
Want coverage in Africa, Latin America, Middle East
Splitit doesn't cover these regions
View Stripe

Splitit is best when you...

Credit Card Installments
View Splitit

Frequently Asked Questions

What is the difference between Stripe and Splitit?
They share 2 payment methods and 4 regions. Stripe adds ACH, Affirm, Afterpay and 15 more that Splitit does not list; Splitit adds Buy Now Pay Later that Stripe does not list; Stripe also covers Africa, Latin America and 1 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or Splitit?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Splitit has published rates from Merchant fees 1.5%-3% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Splitit?
Stripe lists 7 regions and 20 payment methods; Splitit lists 4 and 3. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Splitit compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Splitit in 14–28 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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