Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Stripe

Stripe

SaaS & Developers

VS

Square

Retail & Restaurants

Square
Fees from
1.5%–3.15% + 1.8 SEK vs 2.6% + $0.10 (in-person), 2.9% + $0.30 (online)
Features

4 shared

2 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

9 shared

11 unique to Stripe · 3 unique to Square

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
6 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Square Square
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2.6% + $0.10 (in-person), 2.9% + $0.30 (online)
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2009
Headquarters
South San Francisco, California
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 4)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox
✓
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 12)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Cash Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Diners
✓
✓
Discover
✓
✓
Gift Card Unique
—
✓
Google Pay
✓
✓
Jcb
✓
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Square
Need Enterprise
Not available with Square
Want coverage in Africa, Latin America, Middle East
Square doesn't cover these regions
View Stripe

Square is best when you...

Retail & Restaurants
View Square

Frequently Asked Questions

What is the difference between Stripe and Square?
They share 9 payment methods and 4 regions. Stripe adds Affirm, Afterpay, Bank Transfer and 8 more that Square does not list; Square adds Cash, Digital Wallet, Gift Card that Stripe does not list; Stripe also covers Africa, Latin America and 1 more; only Stripe offers Crypto Support, Enterprise.
Which is cheaper, Stripe or Square?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Square has published rates from 2.6% + $0.10 (in-person), 2.9% + $0.30 (online). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Square?
Stripe lists 7 regions and 20 payment methods; Square lists 4 and 12. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Square compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Square in 1–2 business days.

Are you Stripe or Square?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →