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Suica

Suica

Japan Transit IC Payments

VS

au PAY

Japanese Telco Payments

au PAY
Fees from
Custom vs From 2.6% for merchants
Features

0 shared

1 unique to Suica
Regions

1 shared

Pay methods

1 shared

3 unique to Suica · 2 unique to au PAY

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1 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Suica Suica
au PAY au PAY
Quick Facts
Fees
Standard transaction rate
Custom
From 2.6% for merchants
Settlement
Time to receive funds
—
30 business days
Founded
2001
2019
Headquarters
Tokyo, Japan
Tokyo, Japan
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Suica leads (1 vs 0)
Low Fees Unique
✓
—
Payment Methods
Suica leads (4 vs 3)
Contactless Unique
✓
—
Credit Card Unique
—
✓
Mobile Wallet Unique
✓
—
Nfc Unique
✓
—
Prepaid Card
✓
✓
Qr Code Unique
—
✓
Regions
Asia
✓
✓

Suica is best when you...

Japan Transit IC Payments
Need Low Fees
Not available with au PAY
View Suica

au PAY is best when you...

Japanese Telco Payments
View au PAY

Frequently Asked Questions

What is the difference between Suica and au PAY?
They share 1 payment method and 1 region. Suica adds Contactless, Mobile Wallet, NFC that au PAY does not list; au PAY adds Credit Card, QR Code that Suica does not list; only Suica offers Low Fees.
Which is cheaper, Suica or au PAY?
Suica has custom pricing quoted on engagement; au PAY has published rates from From 2.6% for merchants. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Suica and au PAY?
Suica lists 1 region and 4 payment methods; au PAY lists 1 and 3. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Suica and au PAY compare on integration and settlement?
both support webhooks; au PAY publishes a settlement time of 30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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