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Suica

Suica

Japan Transit IC Payments

VS

Merpay

Japanese Mobile Payments

Merpay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Suica · 1 unique to Merpay
Regions

1 shared

Pay methods

1 shared

3 unique to Suica · 2 unique to Merpay
On fees

Suica uses custom pricing, quoted on engagement. Merpay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
2 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Suica Suica
Merpay Merpay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
2 business days
Founded
2001
2017
Headquarters
Tokyo, Japan
Tokyo, Japan
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Instant Payout Unique
—
✓
Low Fees Unique
✓
—
Payment Methods
Suica leads (4 vs 3)
Contactless Unique
✓
—
Digital Wallet Unique
—
✓
Mobile Wallet Unique
✓
—
Nfc
✓
✓
Prepaid Card Unique
✓
—
Qr Code Unique
—
✓
Regions
Asia
✓
✓

Suica is best when you...

Japan Transit IC Payments
Need Low Fees
Not available with Merpay
View Suica

Merpay is best when you...

Japanese Mobile Payments
Need Instant Payout
Not available with Suica
View Merpay

Frequently Asked Questions

What is the difference between Suica and Merpay?
They share 1 payment method and 1 region. Suica adds Contactless, Mobile Wallet, Prepaid Card that Merpay does not list; Merpay adds Digital Wallet, QR Code that Suica does not list; only Suica offers Low Fees; only Merpay offers Instant Payout.
Which is cheaper, Suica or Merpay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Suica and Merpay?
Suica lists 1 region and 4 payment methods; Merpay lists 1 and 3. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Suica and Merpay compare on integration and settlement?
both support webhooks; Merpay publishes a settlement time of 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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