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SumUp

SumUp

Small EU businesses

VS

Boku

Carrier Billing

Boku
Fees from
1.69% (UK/EU) vs Custom
Features

0 shared

2 unique to SumUp · 1 unique to Boku
Regions

2 shared

5 unique to Boku
Pay methods

0 shared

7 unique to SumUp · 3 unique to Boku
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
3 features · 10 payment methods · 7 regions. We don't rank these — they're here for reference.
SumUp SumUp
Boku Boku
Quick Facts
Fees
Standard transaction rate
1.69% (UK/EU)
Custom
Settlement
Time to receive funds
2–3 business days
—
Founded
2012
2008
Headquarters
London, United Kingdom
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
SumUp leads (2 vs 1)
Enterprise Unique
—
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
SumUp leads (7 vs 3)
Amex Unique
✓
—
Apple Pay Unique
✓
—
Carrier Billing Unique
—
✓
Contactless Unique
✓
—
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Visa Unique
✓
—
Regions
Boku leads (7 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

SumUp is best when you...

Small EU businesses
Need Low Fees
Not available with Boku
Need Startup Friendly
Not available with Boku
View SumUp

Boku is best when you...

Carrier Billing
Need Enterprise
Not available with SumUp
Want coverage in Africa, Asia, North America, Oceania, Southeast Asia
SumUp doesn't cover these regions
View Boku

Frequently Asked Questions

What is the difference between SumUp and Boku?
They share 0 payment methods and 2 regions. SumUp adds Amex, Apple Pay, Contactless and 4 more that Boku does not list; Boku adds Carrier Billing, Digital Wallet, Mobile Money that SumUp does not list; Boku also covers Africa, Asia and 3 more; only SumUp offers Low Fees, Startup Friendly.
Which is cheaper, SumUp or Boku?
SumUp has published rates from 1.69% (UK/EU); Boku has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SumUp and Boku?
SumUp lists 2 regions and 7 payment methods; Boku lists 7 and 3. both cover Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SumUp and Boku compare on integration and settlement?
both offer a sandbox; both support webhooks; SumUp publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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