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SumUp

SumUp

Small EU businesses

VS

CoinPayments

Multi-crypto support

CoinPayments
Fees from
1.69% (UK/EU) vs 0.5%
Features

1 shared

1 unique to SumUp · 2 unique to CoinPayments
Regions

2 shared

2 unique to CoinPayments
Pay methods

0 shared

7 unique to SumUp · 5 unique to CoinPayments
On licensing

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Show full specs
4 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
SumUp SumUp
CoinPayments CoinPayments
Quick Facts
Fees
Standard transaction rate
1.69% (UK/EU)
0.5%
Settlement
Time to receive funds
2–3 business days
Varies by cryptocurrency
Founded
2012
2013
Headquarters
London, United Kingdom
Grand Cayman, Cayman Islands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
CoinPayments leads (3 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Low Fees
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
SumUp leads (7 vs 5)
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bitcoin Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Ethereum Unique
—
✓
Google Pay Unique
✓
—
Litecoin Unique
—
✓
Maestro Unique
✓
—
Mastercard Unique
✓
—
Visa Unique
✓
—
Regions
CoinPayments leads (4 vs 2)
Asia Unique
—
✓
Europe
✓
✓
Latin America
✓
✓
North America Unique
—
✓

SumUp is best when you...

Small EU businesses
Need Startup Friendly
Not available with CoinPayments
View SumUp

CoinPayments is best when you...

Multi-crypto support
Need Crypto Support
Not available with SumUp
Need High Risk Accepted
Not available with SumUp
Want coverage in Asia, North America
SumUp doesn't cover these regions
View CoinPayments

Frequently Asked Questions

What is the difference between SumUp and CoinPayments?
They share 0 payment methods and 2 regions. SumUp adds Amex, Apple Pay, Contactless and 4 more that CoinPayments does not list; CoinPayments adds Bitcoin, Credit Card, Debit Card and 2 more that SumUp does not list; CoinPayments also covers Asia, North America; only SumUp offers Startup Friendly.
Which is cheaper, SumUp or CoinPayments?
SumUp has published rates from 1.69% (UK/EU); CoinPayments has published rates from 0.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SumUp and CoinPayments?
SumUp lists 2 regions and 7 payment methods; CoinPayments lists 4 and 5. both cover Europe, Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SumUp and CoinPayments compare on integration and settlement?
both offer a sandbox; both support webhooks; SumUp settles in 2–3 business days, CoinPayments in Varies by cryptocurrency.

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