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Swapper Finance

Swapper Finance

Direct DeFi deposits and Web3 onboarding

VS

Incard

UK and EU ecommerce businesses, agencies, AI startups and creators that want multi-currency business accounts and cashback Visa cards for spending such as online advertising.

Incard
Fees from
Custom vs Free: £0/month (3 users, 1% cashback on debit cards, 3 multi-currency IBANs, 15 cards, £5,000 FX at interbank rate). Grow: £49/month (5 users, 1.25% cashback on debit cards, 5 multi-currency IBANs, 30 cards, £15,000 FX at interbank rate, API & automation access). Incard Plus: from £199/month (from 10 users, from 1.5% cashback on debit cards, from 20 multi-currency IBANs, from 50 cards, from £25,000 FX at interbank rate). Billed once yearly; yearly billing saves 15%.
Features

0 shared

4 unique to Swapper Finance
Regions

0 shared

1 unique to Swapper Finance
Pay methods

4 shared

33 unique to Swapper Finance · 4 unique to Incard
On settlement

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Show full specs
4 features · 41 payment methods · 1 regions. We don't rank these — they're here for reference.
Swapper Finance Swapper Finance
Incard Incard
Quick Facts
Fees
Standard transaction rate
Custom
Free: £0/month (3 users, 1% cashback on debit cards, 3 multi-currency IBANs, 15 cards, £5,000 FX at interbank rate). Grow: £49/month (5 users, 1.25% cashback on debit cards, 5 multi-currency IBANs, 30 cards, £15,000 FX at interbank rate, API & automation access). Incard Plus: from £199/month (from 10 users, from 1.5% cashback on debit cards, from 20 multi-currency IBANs, from 50 cards, from £25,000 FX at interbank rate). Billed once yearly; yearly billing saves 15%.
Settlement
Time to receive funds
Instant
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Swapper Finance leads (4 vs 0)
Crypto Support Unique
✓
—
Low Fees Unique
✓
—
Multi Currency Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Swapper Finance leads (37 vs 8)
Amex Unique
✓
—
Apple Pay
✓
✓
Arbitrum Unique
✓
—
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Cartes Bancaires Unique
✓
—
Corporate Card Unique
—
✓
Credit Card Unique
✓
—
Dankort Unique
✓
—
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Dogecoin Unique
✓
—
Elo Unique
✓
—
Ethereum Unique
✓
—
Google Pay Unique
✓
—
Hipercard Unique
✓
—
Jcb Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mir Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Prepaid Card Unique
✓
—
Qr Code Unique
✓
—
Rupay Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
✓
—
Swift Unique
—
✓
Unionpay Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Verve Unique
✓
—
Virtual Account Unique
—
✓
Virtual Card
✓
✓
Visa
✓
✓
Xrp Unique
✓
—
Regions
Swapper Finance leads (1 vs 0)
Global Unique
✓
—

Swapper Finance is best when you...

Direct DeFi deposits and Web3 onboarding
Need Crypto Support
Not available with Incard
Need Low Fees
Not available with Incard
Want coverage in Global
Incard doesn't cover this region
View Swapper Finance

Incard is best when you...

UK and EU ecommerce businesses, agencies, AI startups and creators that want multi-currency business accounts and cashback Visa cards for spending such as online advertising.
View Incard

Frequently Asked Questions

What is the difference between Swapper Finance and Incard?
They share 4 payment methods and 0 regions. Swapper Finance adds Amex, Arbitrum, Bitcoin and 30 more that Incard does not list; Incard adds Bank Transfer, Corporate Card, SWIFT and 1 more that Swapper Finance does not list; Swapper Finance also covers Global; only Swapper Finance offers Crypto Support, Low Fees and 2 more.
Which is cheaper, Swapper Finance or Incard?
Swapper Finance has custom pricing quoted on engagement; Incard has published rates from Free: £0/month (3 users, 1% cashback on debit cards, 3 multi-currency IBANs, 15 cards, £5,000 FX at interbank rate). Grow: £49/month (5 users, 1.25% cashback on debit cards, 5 multi-currency IBANs, 30 cards, £15,000 FX at interbank rate, API & automation access). Incard Plus: from £199/month (from 10 users, from 1.5% cashback on debit cards, from 20 multi-currency IBANs, from 50 cards, from £25,000 FX at interbank rate). Billed once yearly; yearly billing saves 15%.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Swapper Finance and Incard?
Swapper Finance lists 1 region and 37 payment methods; Incard lists 0 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Swapper Finance and Incard compare on integration and settlement?
Swapper Finance publishes a settlement time of Instant.

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