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Swapper Finance

Swapper Finance

Direct DeFi deposits and Web3 onboarding

VS

Opayo

UK businesses

Opayo
Fees from
Custom vs From £25/month
Features

1 shared

3 unique to Swapper Finance
Regions

0 shared

1 unique to Swapper Finance · 1 unique to Opayo
Pay methods

6 shared

31 unique to Swapper Finance · 1 unique to Opayo

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4 features · 38 payment methods · 2 regions. We don't rank these — they're here for reference.
Swapper Finance Swapper Finance
Opayo Opayo
Quick Facts
Fees
Standard transaction rate
Custom
From £25/month
Settlement
Time to receive funds
Instant
2–3 business days
Founded
—
2001
Headquarters
—
Newcastle Upon Tyne, United Kingdom
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Swapper Finance leads (4 vs 1)
Crypto Support Unique
✓
—
Low Fees Unique
✓
—
Multi Currency Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Swapper Finance leads (37 vs 7)
Amex
✓
✓
Apple Pay
✓
✓
Arbitrum Unique
✓
—
Bitcoin Unique
✓
—
Bnb Unique
✓
—
Cartes Bancaires Unique
✓
—
Credit Card Unique
✓
—
Dankort Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Dogecoin Unique
✓
—
Elo Unique
✓
—
Ethereum Unique
✓
—
Google Pay
✓
✓
Hipercard Unique
✓
—
Jcb Unique
✓
—
Lightning Network Unique
✓
—
Litecoin Unique
✓
—
Mada Unique
✓
—
Maestro
✓
✓
Mastercard
✓
✓
Mir Unique
✓
—
Monero Unique
✓
—
Optimism Unique
✓
—
Paypal Unique
—
✓
Prepaid Card Unique
✓
—
Qr Code Unique
✓
—
Rupay Unique
✓
—
Solana Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Usdc Unique
✓
—
Usdt Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa
✓
✓
Xrp Unique
✓
—
Regions
Europe Unique
—
✓
Global Unique
✓
—

Swapper Finance is best when you...

Direct DeFi deposits and Web3 onboarding
Need Crypto Support
Not available with Opayo
Need Low Fees
Not available with Opayo
Want coverage in Global
Opayo doesn't cover this region
View Swapper Finance

Opayo is best when you...

UK businesses
Want coverage in Europe
Swapper Finance doesn't cover this region
View Opayo

Frequently Asked Questions

What is the difference between Swapper Finance and Opayo?
They share 6 payment methods and 0 regions. Swapper Finance adds Arbitrum, Bitcoin, BNB and 28 more that Opayo does not list; Opayo adds PayPal that Swapper Finance does not list; Swapper Finance also covers Global; Opayo also covers Europe.
Which is cheaper, Swapper Finance or Opayo?
Swapper Finance has custom pricing quoted on engagement; Opayo has published rates from From £25/month. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Swapper Finance and Opayo?
Swapper Finance lists 1 region and 37 payment methods; Opayo lists 1 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Swapper Finance and Opayo compare on integration and settlement?
Opayo offers a sandbox, Swapper Finance does not list one; Opayo supports webhooks; Swapper Finance settles in Instant, Opayo in 2–3 business days.

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