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Swaps

Swaps

Crypto-friendly merchants and platforms

VS

Niobi

African payments infrastructure for collections, payouts, and financial operations

Niobi
Fees from
1-2% for crypto transactions and conversions vs Custom
Features

1 shared

1 unique to Swaps · 9 unique to Niobi
Regions

1 shared

7 unique to Swaps · 1 unique to Niobi
Pay methods

0 shared

3 unique to Swaps · 7 unique to Niobi
On fees

Swaps publishes 1-2% for crypto transactions and conversions from. Niobi uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
11 features · 10 payment methods · 9 regions. We don't rank these — they're here for reference.
Swaps Swaps
Niobi Niobi
Quick Facts
Fees
Standard transaction rate
1-2% for crypto transactions and conversions
Custom
Settlement
Time to receive funds
—
—
Founded
2020
2023
Headquarters
Global
Nairobi, Kenya
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Niobi leads (10 vs 2)
Crypto Support
✓
✓
Enterprise Unique
—
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Virtual Items Unique
—
✓
Payment Methods
Niobi leads (7 vs 3)
Bitcoin Unique
✓
—
Crypto Unique
✓
—
Eft Unique
—
✓
Ethereum Unique
✓
—
M Pesa Unique
—
✓
Mobile Wallet Unique
—
✓
Stablecoin Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Regions
Swaps leads (8 vs 2)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Global Unique
—
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Swaps is best when you...

Crypto-friendly merchants and platforms
Need High Risk Accepted
Not available with Niobi
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Niobi doesn't cover these regions
View Swaps

Niobi is best when you...

African payments infrastructure for collections, payouts, and financial operations
Need Enterprise
Not available with Swaps
Need Instant Payout
Not available with Swaps
Want coverage in Global
Swaps doesn't cover this region
View Niobi

Frequently Asked Questions

What is the difference between Swaps and Niobi?
They share 0 payment methods and 1 region. Swaps adds Bitcoin, Crypto, Ethereum that Niobi does not list; Niobi adds EFT, M-Pesa, Mobile Wallet and 4 more that Swaps does not list; Swaps also covers Asia, Europe and 5 more; Niobi also covers Global.
Which is cheaper, Swaps or Niobi?
Swaps has published rates from 1-2% for crypto transactions and conversions; Niobi has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Swaps and Niobi?
Swaps lists 8 regions and 3 payment methods; Niobi lists 2 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Swaps and Niobi compare on integration and settlement?
Niobi offers a sandbox, Swaps does not list one; Niobi supports webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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